Fraud Prevention

AI-Powered
Fraud Prevention

Protect your transactions with real-time risk analysis and boost your approval rates

Fraud Analysis Flow

Every transaction passes through multi-layered security checks in milliseconds

Incoming Txn
Rule Engine
Risk Score

DECISION

Approve
Reject
Redirect to 3DS

Multi-Layered Security

Every transaction is analyzed through six different security layers

Velocity Controls

Card, IP address, and user-based transaction limits within specified time intervals. Automatically detect transactions at abnormal frequencies.

Card-Based IP-Based User-Based

3DS Rule Engine

Automatic 2D/3D Secure routing based on transaction amount, card type, and risk score. Maximize your approval rate.

Amount-Based Risk-Based Card Type

Blacklist / Whitelist

Proactive control with block or allow lists based on card number, BIN, IP address, and email.

Card No BIN IP / Email

AI Risk Scoring

ML model assigns a risk score from 0-100 for each transaction. Hundreds of parameters are analyzed for instant decisions.

0-100 Score ML Model Real-Time

BIN-Based Analysis

Country, bank, and card type checks based on card BIN information. Automatically filter foreign cards and high-risk BINs.

Country Bank Card Type

Device Fingerprinting

Detect recurring fraud through browser and device information. Catch attempts made with different cards from the same device.

Browser Device Location

3DS Rule Engine Details

Automatic 2D or 3D Secure routing decision tree based on transaction parameters

Incoming Txn AMOUNT CHECK Amount > Threshold? CARD CHECK Foreign Card? RISK SCORE Score > Threshold? Yes No Yes No Yes No 3D Secure 3D Secure 3D Secure Continue Continue Continue WHITELIST CHECK Trusted Merchant? Yes No 2D (No 3DS) 3DS
Amount > Threshold = 3DS
Foreign Card = 3DS
Risk > Threshold = 3DS
Whitelist = 2D

Risk Management Dashboard

Monitor and manage all risk metrics from a single dashboard

Risk Management Dashboard - ONLA
Live

Total Transactions

12,847

+12.3% this week

Rejected

38

0.3% rejection rate

Suspicious

127

1.0% 3DS redirect

Avg. Risk Score

18.4

Low risk

Risk Score Distribution

0-20
20-40
40-60
60-80
80-100
Low Risk High Risk

Recent Alerts

Velocity limit exceeded

IP: 185.x.x.x - 12 transaction attempts in 5min - 2min ago

High risk score: 87/100

Card: **** 4521 - Foreign BIN + high amount - 8min ago

Blacklisted BIN detected

BIN: 489345 - Automatically rejected - 15min ago

Device fingerprint match

3 different cards, same device - Redirected to 3DS - 22min ago

Real-Time Monitoring

Monitor your payment flow 24/7 and respond to threats instantly

24/7 Monitoring

All transactions are tracked in real time with an uninterrupted monitoring infrastructure

Instant Alerts

Get notified immediately when suspicious activity is detected

Customizable Rules

Define and manage fraud rules tailored to your business model

Detailed Reporting

Report on fraud trends, risk distributions, and performance metrics

Proven Performance

99.7%

Fraud Detection Rate

ML-powered analysis

<50ms

Decision Time

No impact on user experience

30%

Higher Approval Rate

With smart 2D/3D routing

0

False Positive Tolerance Target

Legitimate transactions are never blocked

Discover Our Fraud Prevention Solution

Protect your transactions and boost your approval rates. Try our AI-powered fraud prevention technology.